Temple Owls at South Florida Bulls: Final Score, Closing Line & ATS Result (Oct 3, 2026)

Closing number

Spread

TEM +5.5

USF -5.5

Open –

Total

Over 50.5

Under 50.5

Source: DraftKings.

TEM 17, USF 13. TEM covered by 9.5, under by 20.5.

Our crowd

Who's on what before kickoff, from the cappers we track and picks our users log.

Public cappers

SpreadSplit 1-1

Temple 11 South Florida

Total1 capper on Under

Over 01 Under

Each capper counts once. See their picks

Want sportsbook bets % and money %? DraftKings posts theirs free: DK betting splits. We quote a few big games by hand when we can. User picks are anonymous: no names, and private picks stay private.

Common opponents

Same opponents, side by side: how each team did, by how much, and whether they covered. Margin is points scored minus allowed; the line is that team's closing spread.

Opponent	Temple	South Florida
Army	L 17-21 home -4 · +4 Push	W 28-24 away +4 · +3 Covered

Against 1 common opponent: Temple lost by 4.0 on average, 0-0-1 against the spread. South Florida won by 4.0 on average, 1-0 against the spread.

Last season (2025): 4 common opponents

Opponent	Temple	South Florida
Charlotte	W 49-14 away +35 · -9.5 Covered	W 54-26 home +28 · -28.5 Didn't cover
Navy	L 31-32 home -1 · +10.5 Covered	L 38-41 away -3 · -8.5 Didn't cover
North Texas	L 25-52 away -27 · +20.5 Didn't cover	W 63-36 away +27 · +2.5 Covered
UTSA	W 27-21 home +6 · +6.5 Covered	W 55-23 home +32 · -13.5 Covered

Against 4 common opponents: Temple won by 3.2 on average, 3-1 against the spread. South Florida won by 21.0 on average, 2-2 against the spread.

What the public cappers like

Spread

1 Temple1 South Florida

Temple -6.51

Stuckey ^*

South Florida -6.51

Big Cat ^*

Total

0 Over1 Under

Under 48.51

Tom Fornelli

Moneyline

No picks

^* price not posted, -110 assumed. Tracked from public posts, not endorsed. All public picks

Betting form, 2026 to date

Temple WWWPWL

	ATS	Totals
All games	4-1-1 80%Small sample	2-4 33% overSmall sample
Road	2-0 100%Small sample	1-1 50% overSmall sample
As underdog	3-0-1 100%Small sample
Last 5	3-1-1 75%Small sample

6 graded games this season. Small sample: read it as a hint, not a trend.

South Florida LWWLLL

	ATS	Totals
All games	2-4 33%Small sample	3-3 50% overSmall sample
Home	1-2 33%Small sample	1-2 33% overSmall sample
As favorite	1-3 25%Small sample
Last 5	2-3 40%Small sample

6 graded games this season. Small sample: read it as a hint, not a trend.

CFB (FBS), 2026 so far · regular season only · graded vs the closing spread (ESPN odds archive, DraftKings for 70% of games); over-under vs the closing total

Head to head since 2019

Date	Score	Close	ATS	Total	O-U
Oct 3, 2026	TEM 17, USF 13	USF -5.5	TEM covered	50.5	Under
Nov 11, 2023	TEM 23, USF 27	USF -7	TEM covered	70	Under
Nov 5, 2022	USF 28, TEM 54	USF -3.5	TEM covered	49	Over
Oct 23, 2021	TEM 14, USF 34	USF -2	USF covered	54	Under
Oct 17, 2020	USF 37, TEM 39	TEM -14	USF covered	53	Over
Nov 7, 2019	TEM 17, USF 7	TEM -1	TEM covered	50	Under

Temple 4-2 ATS in these meetings. 6 meetings is not a trend, and rosters turn over.

CFB (FBS), 2019-2025 + 2026 so far · regular season + postseason · graded vs the closing spread (ESPN odds archive, DraftKings for 70% of games); totals vs the closing total

Side by side

TEM		USF
2-4	Record	4-2
4-1-1	Against the spread	2-4
2-4	Over-under	3-3
+1.9	Avg cover margin	-2.2
24.8	Points per game	26.2
26.3	Points allowed	17.3
6.18	Yards per play	5.49
374.2	Yards per game	334.8
5.30	Rush yards per carry	4.60
61.2	Completion %	60.9
40.3	Third down %	42.4
+4	Turnover margin	+6
13	Sacks allowed	9
32.7	Penalty yards per game	35.0

Season to date. Stats from ESPN. Points from final scores. Bold is the better number.