CFB · 2026 betting profile
Temple Owls
2-4 straight up · 4-1-1 ATS · 2-4 over-under · #100 of 138 in our ratings
Next gameSat Oct 17, 1 PMESPN+
vs
Charlotte 49ers
Charlotte 49ersSpreadTemple -20.5
Total46.5
Moneyline-2500
Against the spread
| Split | ATS | Cover % | Real or luck? | Avg vs spread |
|---|---|---|---|---|
| All games | 4-1-1 | 80% | Small sample | +1.9 |
| Home | 2-1-1 | 67% | Small sample | -0.4 |
| Road | 2-0 | 100% | Small sample | +6.5 |
| Favorite | 1-1 | 50% | Small sample | -4 |
| Underdog | 3-0-1 | 100% | Small sample | +4.9 |
| Conference | 1-0-1 | 100% | Small sample | +4.8 |
| Non-conference | 3-1 | 75% | Small sample | +0.5 |
| Last 5 | 3-1-1 | 75% | Small sample | +0.4 |
6 graded games. Under 20 games, every split here is a small sample. Avg vs spread is the average margin against the closing number.
Over-under
| Split | O-U | Over % | Real or luck? | Avg vs total |
|---|---|---|---|---|
| All games | 2-4 | 33% | Small sample | +0.5 |
| Home | 1-3 | 25% | Small sample | -6.2 |
| Road | 1-1 | 50% | Small sample | +14 |
| Conference | 0-2 | 0% | Small sample | -15.5 |
| Non-conference | 2-2 | 50% | Small sample | +8.5 |
| Last 5 | 1-4 | 20% | Small sample | +0.5 |
Game log with closing lines
| Date | Opponent | Result | Close | ATS | Total | O-U |
|---|---|---|---|---|---|---|
| Oct 10 | vs UConn | L 20-34 | -3.5 | L -17.5 | 55.5 | U -1.5 |
| Oct 3 | at South Florida | W 17-13 | +5.5 | W +9.5 | 50.5 | U -20.5 |
| Sep 25 | vs Army | L 17-21 | +4 | P PK | 48.5 | U -10.5 |
| Sep 19 | at Toledo | L 48-49 | +4.5 | W +3.5 | 48.5 | O +48.5 |
| Sep 12 | vs Penn State | L 9-27 | +24.5 | W +6.5 | 49.5 | U -13.5 |
| Sep 5 | vs Rhode Island Rams | W 38-14 | -14.5 | W +9.5 | 51.5 | O +0.5 |
Close is Temple's spread at kickoff, from ESPN's odds archive (DraftKings). ATS margin is how much they beat or missed the number by.
Season by season
| Season | SU | ATS | Cover % | Real or luck? | O-U | Over % | Avg vs spread |
|---|---|---|---|---|---|---|---|
| 2026 | 2-4 | 4-1-1 | 80% | Small sample | 2-4 | 33% | +1.9 |
| 2025 | 5-7 | 7-5 | 58% | Small sample | 7-4 | 64% | +3.5 |
| 2024 | 3-9 | 6-6 | 50% | Small sample | 7-5 | 58% | -1.3 |
| 2023 | 3-9 | 4-8 | 33% | Small sample | 7-5 | 58% | +0.5 |
| 2022 | 3-9 | 7-5 | 58% | Small sample | 7-5 | 58% | -8.1 |
| 2021 | 3-9 | 2-10 | 17% | Small sample | 7-5 | 58% | -11.5 |
| 2020 | 1-6 | 2-5 | 29% | Small sample | 3-3-1 | 50% | -9.3 |
| 2019 | 8-5 | 8-5 | 62% | Small sample | 4-9 | 31% | -3.6 |
Regular season and postseason, graded against the closing line. "Could be luck" means a coin flip could have done the same thing.