CFB · 2026 betting profile
Charlotte 49ers
0-6 straight up · 2-4 ATS · 3-3 over-under · #137 of 138 in our ratings
Next gameSat Oct 17, 1 PMESPN+
at
Temple Owls
Temple OwlsSpreadCharlotte +20.5
Total46.5
Moneyline+1000
Against the spread
| Split | ATS | Cover % | Real or luck? | Avg vs spread |
|---|---|---|---|---|
| All games | 2-4 | 33% | Small sample | -10.2 |
| Home | 0-3 | 0% | Small sample | -24.2 |
| Road | 2-1 | 67% | Small sample | +3.8 |
| Favorite | 0-1 | 0% | Small sample | -22.5 |
| Underdog | 2-3 | 40% | Small sample | -7.7 |
| Conference | 0-2 | 0% | Small sample | -22.5 |
| Non-conference | 2-2 | 50% | Small sample | -4 |
| Last 5 | 2-3 | 40% | Small sample | -7.7 |
6 graded games. Under 20 games, every split here is a small sample. Avg vs spread is the average margin against the closing number.
Over-under
| Split | O-U | Over % | Real or luck? | Avg vs total |
|---|---|---|---|---|
| All games | 3-3 | 50% | Small sample | +4.5 |
| Home | 2-1 | 67% | Small sample | +13.5 |
| Road | 1-2 | 33% | Small sample | -4.5 |
| Conference | 2-0 | 100% | Small sample | +8 |
| Non-conference | 1-3 | 25% | Small sample | +2.8 |
| Last 5 | 2-3 | 40% | Small sample | -1.5 |
Game log with closing lines
| Date | Opponent | Result | Close | ATS | Total | O-U |
|---|---|---|---|---|---|---|
| Oct 10 | at North Texas | L 10-50 | +27.5 | L -12.5 | 58.5 | O +1.5 |
| Oct 3 | vs Memphis | L 8-59 | +18.5 | L -32.5 | 52.5 | O +14.5 |
| Sep 26 | vs Louisiana | L 7-34 | +9.5 | L -17.5 | 49.5 | U -8.5 |
| Sep 19 | at App State | L 21-26 | +16.5 | W +11.5 | 52.5 | U -5.5 |
| Sep 12 | at Ole Miss | L 9-41 | +44.5 | W +12.5 | 59.5 | U -9.5 |
| Sep 5 | vs The Citadel | L 41-43 | -20.5 | L -22.5 | 49.5 | O +34.5 |
Close is Charlotte's spread at kickoff, from ESPN's odds archive (DraftKings). ATS margin is how much they beat or missed the number by.
Season by season
| Season | SU | ATS | Cover % | Real or luck? | O-U | Over % | Avg vs spread |
|---|---|---|---|---|---|---|---|
| 2026 | 0-6 | 2-4 | 33% | Small sample | 3-3 | 50% | -10.2 |
| 2025 | 1-11 | 6-6 | 50% | Small sample | 6-5 | 55% | -2.4 |
| 2024 | 5-7 | 6-4 | 60% | Small sample | 7-3 | 70% | -1.1 |
| 2023 | 3-9 | 6-6 | 50% | Small sample | 6-6 | 50% | -3.5 |
| 2022 | 3-9 | 4-7-1 | 36% | Small sample | 6-6 | 50% | -13.6 |
| 2021 | 5-7 | 5-6-1 | 46% | Small sample | 6-6 | 50% | -3.4 |
| 2020 | 2-4 | 3-3 | 50% | Small sample | 3-2 | 60% | -3.7 |
| 2019 | 7-6 | 6-7 | 46% | Small sample | 6-7 | 46% | -0.6 |
Regular season and postseason, graded against the closing line. "Could be luck" means a coin flip could have done the same thing.